Working on a roof in Illinois is a high-stakes job. One wrong step or a sudden gust of wind, and your life can change in a split second. If you have suffered a fall, you aren’t just dealing with physical pain; you are likely worried about your medical bills, your family, and your future.
As your advocate, I want to make sure you know that the law is on your side. Even if the fall was an accident, you have specific rights that protect you.
You Have the Right to Medical Care
In Illinois, if you are injured in a roofing fall, the Workers’ Compensation system is designed to cover your recovery.
- 100% Medical Coverage: The insurance company must pay for all necessary medical care related to your fall, including emergency room visits, surgeries, and physical therapy.
- No Deductibles: Unlike regular health insurance, you should not have to pay out-of-pocket for your work-related treatment.
- Choice of Doctor: You generally have the right to choose your own doctor to ensure you are getting the best care possible.
Recovering Your Lost Wages (TTD)
If your doctor says you cannot go back to the roof while you heal, you shouldn’t have to wonder how you’ll pay the rent.
- TTD Benefits: You are entitled to Temporary Total Disability (TTD) payments, which typically cover two-thirds of your average weekly wage.
- While You Recover: These payments continue until the doctor clears you to return to work or you reach a point where your condition won’t improve further.
Your Status Does Not Block Your Justice
Many roofers in our community are afraid to speak up because of their immigration status. I want to be very clear:
- Rights for All: In Illinois, your right to workers’ compensation does not depend on your immigration status.
- Protection from Threats: It is illegal for an employer to harass or threaten you because you are seeking the benefits you deserve.
Why You Need a Mentor in This Fight
The insurance companies often try to offer a small amount of money early on, hoping you’ll take it and go away. They might even try to say the fall was your fault.
- We Handle the Pressure: We step in so you don’t have to fight the insurance adjusters alone.
- No Cost to You: We only get paid if we win your case.
Did you fall from a roof while working? Don’t let fear or confusion stop you from getting the help your family needs. At Illinois Compensation Lawyers, we treat you like family and fight to make sure the insurance company follows the rules. Call us today for a free consultation. We will explain your rights in plain English or Spanish and help you secure your future.
Are you being told that you aren’t eligible for benefits because of how you are paid?
