Car accidents can nerve-wracking, terrifying experiences, and can result in a lot of pain, suffering, and injury to all involved. While in most accidents, you inform your car insurance company, it can be difficult to know what to do if you got in that car accident on the job.
What counts as an on-the-job accident?
If you were on the road as part of your job, it’s probably a work-related incident. If you were driving to a work meeting or appointment, driving when on a work trip, performing an errand for your employer, these could all be considered on-the-job. Your commute to work or to and from lunch, since you are not on the clock, would not count as a work-related incident.
If you were working and on the clock and got into an auto accident, whether in your vehicle or a company vehicle, whether your fault or the other driver’s, the first thing to do is to report it to your employer. If you were injured, you’ll need to file a workers’ compensation claim. Workers’ compensation will provide you with benefits such as compensation for medical expenses, lost wages, etc. For more information on the specifics of workers’ compensation benefits, see our recent post, Workers Compensation Benefits Explained.
Most disputes, when it comes to car accidents while on the clock come down to two things: whether or not the injured party is an employee, and therefore eligible for workers’ compensation, and whether the injuries and accident were work-related and caused by the person’s job. In the former instance, your employer may state that you are an independent contractor, not an employee, and therefore ineligible for workers’ comp; an attorney can help verify your status, in the case that you’ve been mislabeled. In the latter circumstance, your employer may dispute that the accident was truly work-related; an attorney can help make that case that if was.
If you were injured in a car accident while you were working, you need experienced workers’ compensation lawyers in your corner, ensuring that you get all the compensation that you deserve. The Epstein Law Firm specializes in workers’ compensation and can help ensure that your case is handled properly; call us to discuss your situation.