The Workers’ Compensation System was established in order to guarantee medical care to workers involved in accidents not caused by them. Previously, it was required to file a legal claim for injuries suffered on the job, against employers (usually a tort of negligence). These lawsuits caused numerous problems for workers and could leave large costs to employers.
The “The Worker’s Compensation Bargain” Agreement allows injured workers to receive medical care, time-loss pay, and also imposes limits on costs incurred by employers.
Accidents at work happen more often than people imagine. The survey taken by the U.S. Bureau of Statistics for the Labor Department indicates that in 2002, there were more than 4.7 million reports of minor injury claims.
Breaking down, for every 100 workers with a full job, 5.3 cases were reported.
Some of the most common injuries on the market include:
Overexertion, slips and falls, bodily reactions, catching on an object, and injuries as a result of accidents with machinery.
If you have suffered from any of these accidents at work, you have the right to compensation.
Workers Compensation Benefits
Work accidents could receive medical care, income replacement and other costs associated with the accident market. In Illinois there are six classes of Workers’ Compensation benefits available:
Medical Expenses Benefit
Total or Temporary Disability (TTD)
Temporary Partial Disability (TPD)
Permanent Partial Disability (PPD)
Total Permanent Disability (PTD)
File Workers’ Compensation Claims
Filing a Workers’ Compensation claim can be a very complicated and lengthy process. There are several steps in the Workers’ Compensation process and it requires the knowledge and skills necessary to carry it out and ensure that you get the benefits you deserve. Don’t risk doing this process yourself.