Facts About TTD (Temporary Total Disability)

How is my temporary total disability calculated and why did my TTD amount change in the middle of my case?

Getting injured on the job can be stressful enough without having to maneuver through all the Workers’ Compensation guidelines. One thing is for sure though, whether you are injured and unable to work at all or if your doctor has given you work restrictions, such as limited lifting, Temporary Total Disability Benefits will help you supplement your income while you recover.

You are eligible to receive TTD (Temporary Total Disability) after missing 3 workdays. After fourteen days, you will be eligible to receive retroactive compensation for those first three days you missed. You will continue to receive benefits while you are unable to work or while your employer is unable to accommodate any restrictions. When your doctor determines that you’re at a maximum medical improvement (MMI), TTD will end. Basically, you will be covered until your doctor says that this is the best that it’s going to get.

TTD is 2/3 of your average gross (pre-tax) wages, based on the 52 weeks prior to your injury.

For example, if your gross (pre-tax) wages were $300 per week, your TTD would be $200 per week.

You don’t pay federal, state or local income taxes on TTD benefits. Also, you don’t pay Social Security taxes, union dues or retirement fund contributions on these benefits.

Every six months, the Illinois Department of Employment Security publishes the statewide average weekly wage (SAWW). You can’t receive more than the maximum weekly amount or less than the minimum weekly amount. If you earned more or less than the SAWW before you were injured, you could receive more or less than two-thirds of those wages.

This would be the only case that your payment amount could change while you are eligible for benefits. If the SAWW changes during your recovery and you are receiving the minimum or maximum benefits, you would see a change in the payment amount based on the weekly wage the IDES sets.

This is a very basic run down of how the benefits are calculated. Every case is unique. Contact me to help you get exactly what you deserve so you can focus on getting better.

Facebooktwittergoogle_plusredditpinterestlinkedinmail

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>